OW OwnWorth

A net worth tracker that works in Dubai

Most wealth apps are built around bank connections that do not reach UAE banks, and tax logic from somewhere you no longer live. OwnWorth is manual by design — you type your numbers in, ten minutes a month — so it works identically in Dubai Marina and in Didsbury.

Explore with Dubai demo data £5.99/month · free trial

What "supports the UAE" actually means here

Set your residency to the United Arab Emirates and OwnWorth applies the UAE's actual rules, verified and dated in one module of the product:

• No personal income tax. Your take-home equals your gross salary, and the app says so as a fact — it does not quietly run your AED salary through someone else's tax bands.
• No inheritance or estate tax in the UAE. The estate view does not invent one.
• Any currency, honestly converted. AED salary, GBP ISA left behind in London, USD brokerage — each keeps its own currency and the household total converts at stated rates.

The question most UK expats in Dubai have never been asked

Since 6 April 2025, UK inheritance tax follows residence, not domicile: if you were UK-resident for 10 of the last 20 tax years, your worldwide estate usually remains in scope for up to 10 years after you leave. A family two years into their Dubai chapter is very often still fully inside UK inheritance tax — including the April 2027 change that brings unused pensions into the estate.

OwnWorth asks this question at setup. Answer yes and you keep the full UK inheritance view, computed from your household's real ownership shares, with every step of the arithmetic shown.

Why manual beats bank-linking for expats

Bank aggregation is at its weakest exactly where expats live: accounts in three countries, a pension frozen in one of them, property in another. Typed entry means nothing breaks when a bank changes its API, no credentials are shared, and the monthly ten-minute confirmation is the habit that keeps the picture honest.

Try it with Dubai example data

Open the app and choose the Dubai demo household — a fully populated example you can explore before entering anything of your own. No signup needed.

Open the app

OwnWorth is a record-keeping and planning tool, not financial, legal or tax advice, and we are not regulated to give any. Figures you enter are your own; projections are estimates based on them.